Terms of Use
Last updated: June 4, 2026
These Terms of Use (“Terms”) govern your access to and use of the Cashrot iOS application and related services (collectively, the “Service”), operated by the Cashrot team (“Cashrot”, “we”, “us”, or “our”). By downloading, installing, or using Cashrot, you agree to these Terms. If you do not agree, do not use the Service.
1. The Service
Cashrot is a behavioral discipline app that helps you set screen-time and focus guardrails on your device. Cashrot uses Apple’s Screen Time / Family Controls and Device Activity APIs to enforce limits at the system level. When a limit is reached, iOS shows a shield; you may open Cashrot to stay disciplined or pay to temporarily unlock or bypass the restriction.
The core mechanism of Cashrot is financial friction: real money is charged at the moment you choose to break your own rules. That cost is intentional and is designed to make bypassing expensive enough that you think twice before doing it.
Version 1 scope: In the current version of Cashrot, the only real money movement is through Apple StoreKit consumable in-app purchases at the moment of bypass. Cashrot does not hold a vault balance, maintain a running fine tab, store your payment card, charge you automatically in the background, or pay out rewards. Any future escrow, threshold billing, or payout features would be described separately and would require your explicit consent before launch.
2. Eligibility
You must be at least 13 years old (or the minimum age required in your country) and able to form a binding contract. You are responsible for compliance with local laws, for authorizing purchases on your Apple ID, and for keeping your device and Apple account secure.
3. In-app purchases and financial friction
3.1 How payment works
All paid unlocks and bypasses in Cashrot are consumable digital purchases sold exclusively through Apple In-App Purchase (StoreKit). We do not accept direct payments, bank transfers, or third-party payment processors inside the app.
Before you confirm any purchase, Cashrot shows you the product name, price, and what you are buying. Payment is processed by Apple using the payment method linked to your Apple ID. Apple’s native payment sheet (Face ID, Touch ID, or device passcode) must be confirmed by you before any charge is made. We never receive your full payment card number or Apple ID password.
Purchases are consumable: each payment buys a one-time digital action (for example, a temporary unlock or bypass). Consumables do not roll over indefinitely, create stored credit balances, or entitle you to future use unless the app explicitly states otherwise at the time of purchase.
3.2 When you may be charged
You are charged only when you actively choose to pay in the app. In v1, that includes situations such as:
- Temporary app unlock — after you hit a daily or session limit and choose to unlock a blocked app for a fixed period (for example, 15 minutes, 1 hour, or until midnight local time).
- Limitation bypass — when you loosen, remove, or skip the waiting period on an active limit you set.
- Strict mode bypass — when you turn off strict mode before its scheduled end.
- Focus session bypass — when you end an active focus session early instead of staying focused.
If you do not confirm a purchase, no charge is made. Staying disciplined, waiting out a limit, or closing the paywall without paying is always free.
3.3 Pricing and taxes
Prices are displayed in the app before purchase and may vary by country or App Store price tier. Apple may add applicable taxes or currency conversion. The price shown in Apple’s purchase sheet at checkout is the final price you authorize.
3.4 No refunds — all sales are final
All Cashrot in-app purchases are final, non-refundable, and non-transferable. Because the Service is built on loss aversion—the psychological effect of losing money—refunding a bypass would undermine the purpose of the product. When you pay to unlock or bypass a restriction, you receive the digital benefit immediately, and that transaction cannot be undone by us.
We do not grant refunds for:
- Accidental, impulsive, or regretted bypass purchases
- Failure to change habits or meet your self-set goals
- Dissatisfaction with the amount charged when the price was shown before purchase
- Unused or partially used unlock time after the purchase has been delivered
- Device, OS, or Screen Time permission changes after a purchase
If you believe you were charged in error, your remedy is through Apple, not Cashrot. Refund requests must be submitted to Apple via reportaproblem.apple.com or your App Store purchase history. Apple decides refund eligibility under its own policies and applicable law. We do not control Apple’s refund decisions and cannot override them.
Nothing in this section limits any mandatory refund rights you may have under applicable consumer protection law.
3.5 Apple’s role
Apple is the merchant of record for In-App Purchases. Your purchase relationship for payment processing is with Apple, subject to Apple’s Media Services Terms and Conditions. Billing disputes, receipt access, and payment-method issues should be directed to Apple.
4. Your responsibilities
You configure your own limits and choose when to pay for unlocks. You agree not to misuse the Service, reverse engineer it, or use it in violation of Apple’s or applicable law.
5. Disclaimers
THE SERVICE IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THAT THE APP WILL PREVENT ALL DISTRACTION OR THAT BLOCKS WILL NEVER FAIL DUE TO OS CHANGES, BUGS, OR USER ACTION. CASHROT IS NOT FINANCIAL, MEDICAL, OR LEGAL ADVICE.
6. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR FOR AMOUNTS BEYOND WHAT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM (OR $50 IF GREATER WHERE ALLOWED).
7. Termination
You may stop using Cashrot at any time by deleting the app. We may suspend access if you violate these Terms.
8. Governing law
These Terms are governed by the laws of the jurisdiction where the operator of Cashrot is established, without regard to conflict-of-law rules, except where consumer protection laws in your country require otherwise.
9. Changes to these Terms
We may update these Terms from time to time. When we do, we will post the revised Terms on this page and update the “Last updated” date. If changes are material, we may also notify you in the app or by other reasonable means. Your continued use of the Service after the effective date of updated Terms constitutes acceptance of the revised Terms.